Attention homeowners in the metro area: Get an Appraisal today!
See the top reasons MN homeowners order from Birchwood & Leaf Appraisals:
Own a home in or near the Twin Cities and need help determining the price of it?
At Birchwood & Leaf Appraisals, we understand the particular needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. But as a consumer, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at Birchwood & Leaf Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours. Need to remove PMI?A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Birchwood & Leaf Appraisals, we're qualified in helping consumers just like you get rid of unwanted PMI insurance. Challenge Washington county's assessment of your propertyYour local tax assessor may have your home overvalued if your house not appreciating as much as other homes nearby. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. A professional appraisal from Birchwood & Leaf Appraisals is your number one weapon when contesting your property tax assessment. HELOC recently frozen?If your house is near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. Birchwood & Leaf Appraisals can provide you with efficient appraisal that will help you reinstate your home equity line of credit. Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Birchwood & Leaf Appraisals offers field reviews where we'll go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property. |